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You may qualify for an FHA loan with a lower credit score than other loans, and a down payment as low as 3.5%.
These loans typically require a 20% down payment, but can be obtained with as little as 5% down payment with Mortgage Insurance.
If you meet income guidelines, you can buy a home in a qualifying rural area for 0% down. This is an attractive option for buying a home, especially if you're a first-time home buyer.
These loans can reduce your down payment requirement, and in some cases to $0. They can also help you get a lower interest rate.